.page-hero{padding:56px 0 28px;background:var(--color-phx-bg);border-bottom:1px solid var(--color-phx-line)}.crumbs{display:inline-flex;align-items:center;gap:8px;font-size:13px;color:var(--color-phx-mute);margin-bottom:18px}.crumbs a{color:var(--color-phx-mute)}.crumbs a:hover{color:var(--color-phx-red)}.crumbs .sep{opacity:.5}.crumbs .here{color:var(--color-phx-ink);font-weight:500}.page-hero .eyebrow{font-family:var(--font-display, "Montserrat");font-weight:700;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--color-phx-red);display:block}.ins-h1{font-family:var(--font-display, "Montserrat");font-weight:800;font-size:clamp(40px,5vw,64px);letter-spacing:-.03em;line-height:1.04;color:var(--color-phx-ink);margin:14px 0 0;text-wrap:balance}.ins-h1 em{font-family:"Source Serif 4",Georgia,serif;font-style:italic;font-weight:500;color:var(--color-phx-red)}.ins-lede{margin:18px 0 0;font-size:18px;line-height:1.55;color:var(--color-phx-body);max-width:60ch}.ins-h2{font-family:var(--font-display, "Montserrat");font-weight:800;font-size:36px;color:var(--color-phx-ink);margin:12px 0 0;letter-spacing:-.02em}.ins-body{margin-top:14px;color:var(--color-phx-body);font-size:16px;line-height:1.6}.compare-block{background:var(--color-phx-ink);color:#fff;border-radius:14px;padding:56px}@media(max-width:700px){.compare-block{padding:36px}}.compare-h2{font-family:var(--font-display, "Montserrat");font-weight:800;font-size:clamp(28px,3.4vw,38px);letter-spacing:-.02em;line-height:1.1;max-width:22ch;margin:12px 0 0;color:#fff}.compare-lede{color:#ffffffc7;font-size:16px;margin-top:16px;max-width:56ch;line-height:1.6}.compare-foot{font-size:13px;color:#ffffff8c;margin-top:22px;line-height:1.55;max-width:64ch}.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:32px}@media(max-width:800px){.price-grid{grid-template-columns:1fr}}.price-cell{background:#ffffff0f;border-radius:14px;padding:24px;position:relative}.price-cell.win{background:#fffffff2;color:var(--color-phx-ink)}.price-cell.win:before{content:"✓ APPLIED";position:absolute;top:14px;right:14px;font-family:var(--font-display, "Montserrat");font-weight:800;font-size:10px;letter-spacing:.12em;color:var(--color-phx-emerald);background:#e6f2ec;padding:4px 8px;border-radius:5px}.price-cell .where{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff9}.price-cell.win .where{color:var(--color-phx-mute)}.price-cell .v{font-family:var(--font-display, "Montserrat");font-weight:800;font-size:56px;line-height:1;margin-top:16px;letter-spacing:-.03em}.price-cell .v small{font-size:24px;opacity:.6}.price-cell .meta{margin-top:12px;font-size:12.5px;color:#ffffffa6;line-height:1.5}.price-cell.win .meta{color:var(--color-phx-mute)}.payer-search{display:flex;align-items:center;gap:10px;background:#fff;border-radius:9999px;padding:12px 18px;box-shadow:inset 0 0 0 1px var(--color-phx-line);margin-bottom:18px;max-width:720px}.payer-search input{border:0;outline:0;background:transparent;font-size:15px;color:var(--color-phx-ink);flex:1}.payer-search input::placeholder{color:var(--color-phx-mute)}.payer-search .count{font-size:12.5px;color:var(--color-phx-mute);font-weight:600;letter-spacing:.04em;flex-shrink:0}.payer-cats{display:flex;gap:6px;flex-wrap:wrap;padding:4px;background:var(--color-phx-panel);border-radius:9999px;max-width:max-content;margin-bottom:22px}.payer-cats button{background:transparent;border:0;padding:10px 16px;font-weight:600;font-size:13.5px;color:var(--color-phx-mute);border-radius:9999px;cursor:pointer;transition:background .2s,color .2s}.payer-cats button.active{background:#fff;color:var(--color-phx-ink);box-shadow:0 2px 6px -2px #14243c1f}.payer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}@media(max-width:1100px){.payer-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:700px){.payer-grid{grid-template-columns:repeat(2,1fr)}}.payer-cell{padding:18px;border-radius:12px;background:#fff;box-shadow:inset 0 0 0 1px var(--color-phx-line);display:flex;flex-direction:column;gap:4px;min-height:88px;transition:box-shadow .15s}.payer-cell:hover{box-shadow:inset 0 0 0 1.5px var(--color-phx-ink)}.payer-cell.gov{background:var(--color-phx-cream)}.payer-name{font-family:var(--font-display, "Montserrat");font-weight:700;font-size:14.5px;color:var(--color-phx-ink);line-height:1.25}.payer-type{font-size:11.5px;color:var(--color-phx-mute);margin-top:auto;padding-top:8px;letter-spacing:.04em;text-transform:uppercase;font-weight:600}.payer-empty{display:none;grid-column:1 / -1;padding:32px;text-align:center;color:var(--color-phx-mute);font-size:14px}.pa-card{background:var(--color-phx-blush);border-radius:14px;padding:40px;display:grid;grid-template-columns:1fr 1.2fr;gap:40px;align-items:center}@media(max-width:800px){.pa-card{padding:28px;grid-template-columns:1fr}}.pa-h3{font-family:var(--font-display, "Montserrat");font-weight:800;font-size:clamp(24px,3vw,32px);letter-spacing:-.02em;line-height:1.15;max-width:18ch;color:var(--color-phx-ink);margin:12px 0 0}.pa-card p{color:var(--color-phx-body);font-size:15px;margin-top:14px;line-height:1.6;max-width:44ch}.pa-stat{display:flex;gap:24px}@media(max-width:700px){.pa-stat{flex-direction:column;gap:14px}}.pa-stat>div{padding:22px 24px;background:#fff;border-radius:12px;flex:1}.pa-stat .v{font-family:var(--font-display, "Montserrat");font-weight:800;font-size:28px;line-height:1;color:var(--color-phx-ink);letter-spacing:-.02em}.pa-stat .k{font-size:12.5px;color:var(--color-phx-mute);margin-top:8px;line-height:1.4}.faq-acc{border-bottom:1px solid var(--color-phx-line)}.faq-acc summary{list-style:none;cursor:pointer;padding:22px 0;display:flex;justify-content:space-between;align-items:center;gap:24px;font-family:var(--font-display, "Montserrat");font-weight:700;font-size:18px;color:var(--color-phx-ink);letter-spacing:-.01em}.faq-acc summary::-webkit-details-marker{display:none}.faq-acc summary:after{content:"+";flex-shrink:0;width:22px;height:22px;display:grid;place-items:center;color:var(--color-phx-ink);font-size:22px;line-height:1;transition:transform .2s}.faq-acc[open] summary:after{transform:rotate(45deg)}.faq-acc .acc-body{padding-bottom:22px;color:var(--color-phx-body);font-size:15.5px;line-height:1.65;max-width:70ch}